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May 28, 2020
COVID 19 - The Emerging "Stress Factor"

In talking to many of you this week, the number one emerging issue is stress.   The rapid...

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Rob Campbell - RE/MAX Real Estate (Central) : Blog : Latest Blog Posts

May 28, 2020
Here Is A New Listing That I Just Posted At Rural Rocky View MD, Rural Rocky View County


Here is a new listing that I am happy to post at Rural Rocky View MD, Rural Rocky View County.
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Here Is A New Listing That I Just Posted At 108 8400 Blackfoot TR SW in Calgary


Here is a new listing that I am happy to post at 108 8400 Blackfoot TR SW in Calgary.
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Here Is A New Listing That I Just Posted At 64 7930 Bowness RD NW in Calgary


Here is a new listing that I am happy to post at 64 7930 Bowness RD NW in Calgary.
Land,...
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Here Is A New Listing That I Just Posted At 5019 1 ST NW in Calgary


Here is a new listing that I am happy to post at 5019 1 ST NW in Calgary.
Huge opportunity!...
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Here Is A New Listing That I Just Posted At 2732 BRENTWOOD BV NW in Calgary


Here is a new listing that I am happy to post at 2732 BRENTWOOD BV NW in Calgary.

Rare...

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LATEST STORIES For Today's News From Around the Web..

Here is a New Business Listing at #address. If you would like further information or a tour of the site please call me at (403) 259-8210 #.

Timber Inn - Exceptional opportunity to own and operate an established Inn in an idyllic BC location. The current inn is comprised of 5 Rooms plus one Family Suite, 5 separate Cabins, 1 Chalet with 3 separate suites and a private residence, as well as a restaurant with opportunity to expand operations via more buildings or extended restaurant hours.

The restaurant features views of the Columbia Wetlands and Purcell Mountains, and outdoor fire oven, patio, kids playroom and outdoor BBQ. Currently owner operated but could be outsourced as a separate business. Guests can also enjoy a hot tub and sauna.

Conveniently located 34 km south of Golden, 64 km north of Radium Hot Springs, 8 km from Wetland adventures and 48 km from Kicking Horse Mountain...

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Here is a New Business Listing at #address. If you would like further information or a tour of the site please call me at (403) 259-8210 #.

GREAT CHANCE TO OWN THE RESTAURANT WITH THE BUILDING!

If you love small town life and the water, then this is a fantastic chance to own a full renovated restaurant in the lovely town of Elbow, Saskatchewan. Sitting on the main street, walking distance to the shore of Lake Diefenbaker, and about an hour and 15 minutes from Saskatoon.

This is an old service station that was completely renovated from top to bottom and turned into the best restaurant in the area. The owner ran it successfully for a number of years, but is now ready to retire. The building is energy efficient and the kitchen is well equipped, with everything you will need to serve the busy summer tourist season. There is a great patio that has hosted live music events and BBQ...

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Here is a New Business Listing at #address. If you would like further information or a tour of the site please call me at (403) 259-8210 #.
**BUSINESS ONLY FOR SALE** This is a rare opportunity for the Calgary Area, A Stand-Alone Pub with over $10mil in sales in the last 3 years. Located on the best entertainment strip in Calgary, this stand-alone building is a fantastic deal for an aggressive pub operator. With amazing, quality built infrastructure, you are buying this pub at a fraction of what it would cost to build it again. Versatility is the big selling point here! There are 2 separate rooms, both with separate DJ system setups and bar area, giving you the ability to book private functions ANY night of the week and still keep your regulars happy at the same time. A fully equipped rooftop patio with bar and washrooms, is the crown jewel of this amazing business opportunity....
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Here Is A New Listing That I Just Posted At 64 7930 Bowness RD NW in Calgary


Here is a new listing that I am happy to post at 64 7930 Bowness RD NW in Calgary.
Land, Bldg & Business for Sale – This has been a family owned Butcher & Retail Meat business for 50yrs, known for Old World European tradition, custom butchery and wild game processing for hunters. The 2000+/- sqft bldg has a 700sqft basement. In 2005 there was a full retro fit of the space including floor drains, plumbing, heating, natural gas, electrical, ducting, lighting, ventilation, flooring, roofing(insulation, tar & skin) refrigeration, compressors, evaporator coils, windows and more! The smokers have 50 yrs of smoke patina, not something you can find anywhere else in Calgary. This is a fantastic opportunity for an existing butcher to expand or for a young Chef to start a great specialty business. So much history to leverage, and so much potential to build something unique that could service both the wholesale and retail consumer.
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Business Owner Update - Friday March 27, 2020

Business Owner Update - Friday March 27, 2020


Today the Federal Government and Bank of Canada finally made key announcements to help small businesses:


  • Increased Payroll Subsidies up to 75% - This will be back-dated to March 15.  No link or details yet on the limitations or qualification. I will get them to you as soon as they are posted.  Here is the announcement https://twitter.com/i/broadcasts/1kvKpXdndQmKE
  • Government guaranteed, interest free small business loans up to $40,000 – this is a program where, if you go to your bank to borrow money to get through the next few months, the government of Canada will be the guarantor.   Under some circumstances (no details yet), 25% may become forgivable.
  • Bank of Canada drops Prime Rate to 0.25% - this makes the cost of borrowing as close to “free” as it gets.  This is the time for you to replace as much high-cost debt with new low-cost debt.


In addition, you get a deferral of GST remittances on top of all the other deferral of payment programs announced over the past 10 days.  You’ll have to pay your GST owing eventually, but consider the money is better in your pocket for the time being.


These will help those of you who will be able to find work to keep the doors open and if the Alberta Government doesn’t order a lockdown.  If you need to shut the doors, the cheap loans and payment deferrals will help you to weather the storm and re-open later.  


Let’s address the potential of a lock-down.  Yesterday, the Alberta government admitted it is preparing an essential services list. This is a prerequisite to doing a lockdown.  As I reported to you earlier this week, the Alberta list will be based on the Ontario essential services list, likely with more extensive leniency for the oil and gas sector (re-attached).   This is not something the Alberta Government wants to do, but only if covid19 gets out of control.    That number is much higher than we are now (check my website if you like numbers).  However, politics are politics and we still might see one.  


If the government imposes one, my forecast is that we will need to see case numbers trending up significantly (i.e. additional cases each day are more than the additional cased from the day before) for 2-3 more days in a row and the Canadian Emergency Response Benefits become available so the additional layoffs get paid by the Feds, not the Province (i.e. April 6).  I’ll be keeping watch over these numbers for you. 


For you convenience, here is new link summarizing all the Federal program announcements (not yet updated from today). https://www.canada.ca/en/department-finance/economic-response-plan.html


Let’s do everything we can in our workplaces, with our employees, customers and suppliers to plank this outbreak so we can keep businesses open and everyone working!


Pete Baran                           |       403-973-3531

Chief Business Mechanic  |       Blueneck Consulting Inc.

www.blueneck.ca

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Covid 19 Payroll Subsidy Info
For employers, we are getting more detail on the payroll subsidy:
https://www.singleton.com/2020/03/covid-19-the-canada-emergency-wage-subsidy/
  • $847 per employee per week or 75% of up to $58,700 salary, whichever is less
  • Still retroactive to March 15 (so far)
  • Expectation is that you don’t cut employee wages
  • Business must demonstrate/prove a minimum revenue loss of 30%
  • Federal government will be introducing severe penalties for abuse of the program
  • Application process expected to be announced within the next 2 weeks
  • No limit on business size

For those who were considering using the job-sharing option, this is now, for most businesses, a better option.


Next Steps:  I have started building detailed 90-day business financial plans for some of you.  This provides a specific list of actions based on your own financial P&L statements that includes estimating the impact of using the government programs and includes a list of other actions you can do to help your business weather the storm.  If any of you are interested in having this done for your business, contact me.

 

If any of you will need a business loan to survive a prolonged event, but would not otherwise qualify for a loan, there is money available from the government.  https://www.bdc.ca/en/pages/special-support.aspx.  


Small businesses with a payroll between $50K to $1M should look to the Canada Emergency Business Account https://www.canada.ca/en/department-finance/news/2020/03/additional-support-for-canadian-businesses-from-the-economic-impact-of-covid-19.html  As described in my emails last week, this if interest-free, $40,000 where you can be forgiven up to $10,000 if you pay it back before the end of 2022.


Here is a description of the application process and the questions you will likely be asked https://www.krp.ca/lending-rules-for-bdc-covid-19-relief-program-take-shape


This is the last week you have to re-plan your businesses for the next 2-3 months to stay in front of the situation.  If you don’t know what you need to be doing and how much of it you need to be doing, please contact me.   I want to see you all survive this event as best as possible!


Next 2 weeks, the focus will need to shift to full-implementation of that plan and start looking for short-term business opportunities with customers who are less impacted by COVID-19.  This is a very tactical that looks a lot like war-time situation management.   Even with a plan, the situation going forward will be fluid (some good, some bad).


Later in April,  your planning will need to focus on re-positioning your businesses to be ready to sling-shot out of this event! 

 

Please continue to pay strict attention to all of the hygiene/safety recommendations and emotional/mental health issues discussed here over the past two weeks!   Let’s do everything we can to keep our employees, customers, suppliers an colleagues healthy so we can all get back to work faster!


Pete Baran                           |       403-973-3531
Chief Business Mechanic  |       Blueneck Consulting Inc.
www.blueneck.ca

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