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March 27, 2020
Here Is A New Listing That I Just Posted At Calgary


Here is a new listing that I am happy to post at Calgary.

Fully Built Out and Equipped...

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Rob Campbell - RE/MAX Real Estate (Central) : Blog : Latest Blog Posts

March 27, 2020
Business Owner Update - Friday March 27, 2020

Business Owner Update - Friday March 27, 2020


Today the Federal Government and Bank of Canada finally...

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Here Is A New Listing That I Just Posted At Calgary


Here is a new listing that I am happy to post at Calgary.

Wow! Great profitable pub in...

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COVID 19 - The Emerging "Stress Factor"

In talking to many of you this week, the number one emerging issue is stress.   The rapid...

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Misura Berteit & Associates - Resources for Businesses during COVID-19

We at Misura Berteit & Associates understand that the events of the last few weeks have left a lot...

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Blueneck Consulting - COVID 19 Business Update

Today’s Government Announcement:  No new Federal support announcements today from our...

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LATEST STORIES For Today's News From Around the Web..

Here is a New Business Listing at #address. If you would like further information or a tour of the site please call me at (403) 259-8210 #.

Beautifully Renovated Pub in Very Busy Industrial Area

NO CORNERS CUT ON THIS RENO!! What a great renovation on this 4500 +/- sqft pub on a very busy main street, the place was done from top to bottom. There is a great kitchen with tons of hood fan, a well laid out kitchen with all the equipment to turn out fantastic food.

The front of house is VERY clean and contemporary with lots of natural light, a great bar with updated sound & video systems. There is a private room that can be booked for business meetings, sales seminars, birthday parties or Stag/Stagettes. There is the capability to run separate Audio/Video in the VIP Room as well.

There is so much to this space that you really need to call me to arrange a private tour of this...

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Here is a New Business Listing at #address. If you would like further information or a tour of the site please call me at (403) 259-8210 #.

Very Nice Newly Renovated Neighborhood Pub

Here is a great chance to buy a fully renovated and contemporary pub, in a newly renovated shopping centre, on a VERY busy traffic artery. You will not be able to find a pub this nice for this kind of money, the new front of house and fully renovated kitchen show very well.

This is the chance to get into the pub business for a fraction of the cost of building a place from scratch. There is lots of parking and lots of residential housing in the surrounding area. Please call me for the full package on this great pub opportunity.

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Suggested Blog Articles

COVID 19 - The Emerging "Stress Factor"

In talking to many of you this week, the number one emerging issue is stress.   The rapid rate of change being imposed on us, our employees, suppliers and customers is unprecedented.  The uncertainty regarding our health, both physical and financial, stemming from a dangerous virus racing around the globe is overwhelming many people.


The result is often emotional – anxiety, fear, and depression.  This in turn impacts morale and mental health, both yours and everyone you work with – the ones working on-site, the ones working remotely and the ones now on EI waiting to come back.


They need your leadership.  This is not the zombie apocalypse because we can do a lot to get this under control.  Four things to consider:


  1. Calgary and Edmonton are very different from New York or Milan who have 7.5-10,000 people per km2.  We have only 1,300 (natural advantage in physical distancing).

  2. Calgary and other Albertans are generally following physical distancing and self-isolation, except for a few ass-hole snow birds who now face fines of up to $750,000 and 6 months in jail if they don’t go straight home and self-isolate (today’s news).

  3. Alberta has been aggressively testing our people at four times the rate of Quebec.  We got ahead of this thing early.

  4. Toilet paper is on it’s way.  They are making more.


Human beings are hard-wired to be social. Remember to reach out to a friend, colleague, employee, customer or supplier to see how they are doing (phone, text, facetime, video meetings, email even).   There is no reason physical distancing needs to become human isolation. 


Here are three resources to help you deal with stressed out employees, colleagues, suppliers and customers.  More in the coming days:


  • Calgary Chamber of Commerce Webinar:

Employee Morale: Mental Health & Resiliency for your employees
Friday, March, 28, 2020 11:00 MST
Nicolas Beique, Helcim and Usman Tahir Jutt, Chirp Foods Inc. — O/A McDonald’s Restaurants of Canada Limited, will discuss how to build resilient employees and support mental health through a crisis.



"When you come to the end of your rope, tie a knot and hang on."

Franklin D. Roosevelt


Pete Baran                           |       403-973-3531

Chief Business Mechanic  |       Blueneck Consulting Inc.

www.blueneck.ca

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Business Owner Update - Friday March 27, 2020

Business Owner Update - Friday March 27, 2020


Today the Federal Government and Bank of Canada finally made key announcements to help small businesses:


  • Increased Payroll Subsidies up to 75% - This will be back-dated to March 15.  No link or details yet on the limitations or qualification. I will get them to you as soon as they are posted.  Here is the announcement https://twitter.com/i/broadcasts/1kvKpXdndQmKE
  • Government guaranteed, interest free small business loans up to $40,000 – this is a program where, if you go to your bank to borrow money to get through the next few months, the government of Canada will be the guarantor.   Under some circumstances (no details yet), 25% may become forgivable.
  • Bank of Canada drops Prime Rate to 0.25% - this makes the cost of borrowing as close to “free” as it gets.  This is the time for you to replace as much high-cost debt with new low-cost debt.


In addition, you get a deferral of GST remittances on top of all the other deferral of payment programs announced over the past 10 days.  You’ll have to pay your GST owing eventually, but consider the money is better in your pocket for the time being.


These will help those of you who will be able to find work to keep the doors open and if the Alberta Government doesn’t order a lockdown.  If you need to shut the doors, the cheap loans and payment deferrals will help you to weather the storm and re-open later.  


Let’s address the potential of a lock-down.  Yesterday, the Alberta government admitted it is preparing an essential services list. This is a prerequisite to doing a lockdown.  As I reported to you earlier this week, the Alberta list will be based on the Ontario essential services list, likely with more extensive leniency for the oil and gas sector (re-attached).   This is not something the Alberta Government wants to do, but only if covid19 gets out of control.    That number is much higher than we are now (check my website if you like numbers).  However, politics are politics and we still might see one.  


If the government imposes one, my forecast is that we will need to see case numbers trending up significantly (i.e. additional cases each day are more than the additional cased from the day before) for 2-3 more days in a row and the Canadian Emergency Response Benefits become available so the additional layoffs get paid by the Feds, not the Province (i.e. April 6).  I’ll be keeping watch over these numbers for you. 


For you convenience, here is new link summarizing all the Federal program announcements (not yet updated from today). https://www.canada.ca/en/department-finance/economic-response-plan.html


Let’s do everything we can in our workplaces, with our employees, customers and suppliers to plank this outbreak so we can keep businesses open and everyone working!


Pete Baran                           |       403-973-3531

Chief Business Mechanic  |       Blueneck Consulting Inc.

www.blueneck.ca

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Blueneck Consulting - COVID 19 Business Update

Today’s Government Announcement:  No new Federal support announcements today from our PM.   The focus today will be passing emergency measures that give the federal government broader powers to spend money, redirect economic activity and implement further restrictions.

 

Ontario and Quebec are locking down their provinces at the end of today, except for essential services.  ATTACHED IS A LIST OF ESSENTIAL BUSINESSES IN ONTARIO. On this list is every one of my clients’ business types are included.  Most businesses engaged or supplyingConstruction, Manufacturing, Real Estate, Food, Healthcare and Transportation, among others, are all on the list.  The good news here is that if this becomes the template for other provinces, most of you will be able to continue operations – but please do it SAFELY.https://open.alberta.ca/publications/covid-19-information-help-prevent-the-spread-poster


Right now, it is being left to provinces to decide on lock-down measures.   Alberta has the 4th largest population of covid-19 cases, but there seems to be no interest so far to lock down the province.   The Federal Government, however, is passing the Emergency Powers Act andcould intervene.  Most likely, for now, the Provinces are likely to be left to make local decisions and the Federal government will focus on economic stabilization spending and inter-provincial, international travel restrictions.   However, this can change quickly if cases start spiking quickly.


Financial support for your business, employees and clients:

Many of your businesses are now adapting daily business, and making additional preparations.  Below I’ve summarized programs to help ease the difficulty of reducing your workforce and other measures to conserve cash, which is critical over the coming months:


  • Help for your employees to conserve cash:
    • Income Tax owing can be deferred to Aug 31
    • Residential Utility Payments can be deferred for up to 90 days without being disconnected
    • Personal Mortgages and Loan Payments with Alberta credit unions and ATB can be requested to be deferred up to 6 months based on need.  Some national banks are doing the same thing, but also only based on need.
    • Emergency Isolation Payment for Albertans to have covid-19, returning from abroad or have been in contact with someone tested positive with covid-19 can get up to $1,146 until the Federal program is in place.  This is time limited till April 1.
    • Emergency Support for non-EI eligible Workers applies to any of your employees or their spouses are unable to work but cannot get EI.   If they have been asked to self-isolate because they have covid-19, suspected to have covid-19 or need to care for someone with covid-19, they can apply for $900 every two weeks for up to 15 weeks.  They can apply through the CRA MyAccount portal.
  • Reduce the pain of laying off employees by considering job-sharing program.   This allows employees to work part-time for you and get a partial top-up of EI.  If your business can stay open, this is a great way to drastically reduce your payroll and look after you valued staff.  However, this program takes 30 days to be approved, so you must get your application in immediately!  https://www.canada.ca/en/employment-social-development/services/work-sharing/apply.html


SUPPLY CHAIN CONSIDERATIONS

The US is expected to be the next epicentre of Covid-19 spread.  The US is in very bad shape to control this and the President is implying that he is willing to consider accepting high loss of life to keep the economy open.   If this happens, ANY SUPPLY COMING FROM THE US may be at risk.   Please review your US-based supply and monitor your individual situations on a daily basis.


However, China is starting to do phased re-opening of their economy and re-opening hospitals to the public.   It took less than 2 months of lock-down and isolating people.   Strict hygiene measures, quarantining the sick and social isolation/distancing have been the keys.   Please LEARN from this and take implementation of these measures in your work locations SERIOUSLY.  It is the best way to keep you working!


Pete Baran                           |       403-973-3531

Chief Business Mechanic  |       Blueneck Consulting Inc.

www.blueneck.ca

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The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
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